Your new money pal — no spreadsheets required

For people who hate
tracking expenses.This does it for you.

Snap a receipt. Send a voice note. Type it fast. Pennypal reads it, categorizes it, and logs it to your Google Sheet — automatically, every time. No discipline required.

3 of 5 spots taken this month

Live activity

Receipt scanned

$6.50 · Food & Dining

just now ✓

Voice note logged

$1,800 · Client Revenue

2 min ago ✓

Quick text parsed

$23.00 · Transport

5 min ago ✓

✓ Photo · Voice · Text — however you remember it ✓ Your data, your Google Sheet — no new apps ✓ Live in 2 weeks or less ✓ 7-day money-back guarantee ✓ No discipline required ✓ Works whether you remember to use it or not ✓ Photo · Voice · Text — however you remember it ✓ Your data, your Google Sheet — no new apps ✓ Live in 2 weeks or less ✓ 7-day money-back guarantee ✓ No discipline required ✓ Works whether you remember to use it or not

See how lazy it lets you be

This is literally all you do.

Open Telegram. Send anything. That's it. No app to open, no form to fill, no spreadsheet to update. You're done.

Pennypal Bot

● online

📷 [receipt_coffee.jpg]

9:14 AM ✓✓

✓ Logged — $6.50 · Food & Dining · Apr 11. Month total: $284 expenses.

9:14 AM

🎤 "Got paid $1,800 from client Marco today"

11:32 AM ✓✓

✓ Income logged — $1,800 · Client Revenue · Apr 11. Net this month so far: +$1,516.

11:32 AM

uber eats 23

1:07 PM ✓✓

✓ Logged — $23.00 · Food & Dining · Apr 11. Running total expenses: $307.

1:07 PM

Replace with real Telegram screenshot once your bot is live

Pennypal Dashboard — April 2025

Total Income

$6,240

Total Expenses

$1,830

Net Profit

$4,410

Transactions

→ Replace with a real screenshot of your Google Sheet dashboard

Why you keep falling behind

You know you should track this.
You just never do.

Not because you're irresponsible. Because every tool was designed for someone with more patience than you.

6.5 hrs/month

lost to manual bookkeeping — and that's just the people who actually do it.

✕ Expense apps you open for 3 days, then never again
✕ Spreadsheets that are always "a few weeks behind"
✕ Month-end panic trying to remember where the money went
✕ No idea if you're actually making money — or just moving it around

The problem isn't you. Every other tool requires effort you were never going to give it.

Zero friction. Seriously.

Send anything. Don't think about it. The AI handles the rest.

No forms. No dropdowns. No 'correct format.' Just say what happened and move on.

Receipt photo

Take a bad photo, crumpled receipt, terrible lighting. It still gets it right.

Voice note

Say it out loud while you're still thinking about it. Transcribed, categorized, logged before you forget.

Quick text

Typos, abbreviations, half sentences. It understands what you mean — not what you typed.

What you sent

"uber to airport 34"

→

What got logged

$34.00 · Transportation

Apr 11, 9:42 AM · confirmed ✓

How it works

You send one message. Everything else happens automatically.

From day one, your finances organize themselves. You just live your life.

You send anything via Telegram

Photo, voice note, or text. You're already on Telegram. No new app to install, no new habit to build. Just use what's already in your pocket.

AI reads it so you don't have to

Amount, category, date — extracted automatically from whatever you sent. Messy photo, fast voice note, lazy text. It doesn't care.

Your Google Sheet updates itself

Income, expenses, categories, trends — all live, in a dashboard you actually own. No third-party app holding your data hostage.

A full report hits your inbox every month

Totals, categories, net profit, anomalies — on the 1st, automatically. Tax season becomes a copy-paste job.

From people who also hated doing this

From people who gave up on every other app.

"I used to dread Sundays because of expense reconciliation. Now I send a message in the moment and I'm done. Haven't touched a spreadsheet in months."

— ?

Beta tester name here

Freelance designer · Austin, TX

"I photographed a crumpled receipt with bad lighting and it logged everything correctly. I've tried four other apps. None came close."

— ?

Beta tester name here

Consultant · Miami, FL

"I finally know if I'm actually profitable each month — not just busy. That clarity alone made it worth it."

— ?

Beta tester name here

Freelance developer · Remote

→ Replace placeholders with real testimonials from your beta testers before running ads

The value

What you're getting (built so you never have to touch it again)

If you hired a developer to build each piece from scratch:

What's included	Market value
n8n automation (Telegram → Google Sheets)	$400
AI processing — photos, audio & text	$300
Custom expense categories for your business	$150
Visual dashboard with charts	$200
Automated monthly report	$100
Ongoing updates & improvements (Care Plan)	$420/yr
Total value	$1,570+
Your investment	$397 + $49/mo

FreshBooks charges $21/month — and still requires manual entry. Expensify charges per user with no customization. Pennypal: one setup, yours forever, zero manual work.

Pick your level of done-for-you

Two ways to never track expenses manually again.

Set it up yourself if you're technical. Or let us handle everything if you'd rather just use it.

Self-setup

Starter Kit

$97 one-time

No monthly fee

Everything you need to set it up yourself, with full video guidance.

✓ Google Sheets dashboard template
✓ n8n workflow (ready to import)
✓ AI prompt templates included
✓ Step-by-step video walkthrough
✓ Setup checklist

✓ 7-day money-back guarantee. No questions.

I hated tracking expenses too. So I automated the whole thing.

Your Name Here

Automation builder · Freelance ops specialist

I spent 3 years building automation systems for others before realizing I had zero visibility into my own finances — despite being surrounded by tools. I built Pennypal to fix my own problem first. After 6 months using it myself, I started offering it to others. Every setup is configured personally by me, which is why I limit it to 5 per month.

Questions before buying? Email me directly: hello@pennypal.llc

Common questions

Questions from people who also hate admin work.

"I'm not technical at all. Will this actually work for me?"

If you can send a Telegram message, you're qualified. With Full Setup, you never touch a line of code. I build everything and hand it over ready to use. Your only job is sending messages.

"I've tried expense apps before. They never stick."

That's exactly why this exists. Most apps are abandoned within 60 days — not because of laziness, but because they add friction instead of removing it. This lives inside Telegram, which you already open every day. The bar to log anything is basically zero.

"What if I want to cancel the $49/month plan?"

You keep everything — the automation, the Google Sheet, the dashboard, the bot. It keeps running exactly as-is. Canceling just means you stop receiving monthly improvements and new features. No penalty, no data loss.

"Is my financial data safe? Who can see it?"

Your data lives exclusively in your own Google Sheet — not on my servers, not in any third-party app. I never see your transactions after setup is complete. You own everything.

"What currency does it support?"

Any currency you want. It's configured to your currency during setup. If you work with multiple currencies, we can handle that too — just mention it when you fill out the onboarding form.

"What's your refund policy?"

7-day money-back guarantee, no questions asked. If the system isn't what you expected within the first 7 days of delivery, I'll refund you in full.

Last chance

Every month you skip this,
you're guessing.

Not knowing your numbers isn't just stressful — it costs you real money. This pays for itself the first time it catches something you would have missed.

2-week delivery · 7-day money-back guarantee · Works whether you remember to use it or not

Questions? hello@pennypal.llc

For people who hatetracking expenses.This does it for you.

This is literally all you do.

You know you should track this.You just never do.

Send anything. Don't think about it. The AI handles the rest.

Receipt photo

Voice note

Quick text

You send one message. Everything else happens automatically.

You send anything via Telegram

AI reads it so you don't have to

Your Google Sheet updates itself

A full report hits your inbox every month

From people who gave up on every other app.

What you're getting (built so you never have to touch it again)

Two ways to never track expenses manually again.

I hated tracking expenses too. So I automated the whole thing.

Questions from people who also hate admin work.

Every month you skip this,you're guessing.

Payment confirmed!

For people who hate
tracking expenses.This does it for you.

You know you should track this.
You just never do.

Every month you skip this,
you're guessing.